How to Get a Replacement Car Key
Losing your car keys can be a frustrating experience. It can also be costly depending on the type you have.
A call to an auto locksmith is the quickest way to replace the key. This is usually a cheaper and quicker alternative than calling the roadside assistance line or a dealership.
Cost
Up until recently the loss of car keys wasn't a big deal. You could simply visit the local hardware store and purchase an alternative key. Today, the process is much more complicated and costly. The reason for this is that cars are becoming more technologically advanced, which means their keys are now. And while this may make them more secure from theft but it also makes them pricier to replace.
The cost of a lost key replacement will vary based on the year, make and model of your car. Many modern cars come with keys that include a transponder chip in them to help prevent theft. These chips must be paired to your vehicle. This usually requires a locksmith or a dealer. The cost of this service may depend on the kind of vehicle you own however, it could be as high as $200.
Additionally, certain modern automobiles utilize laser-cut keys that have to be programmed using an exact machine, which is only available at dealerships or specialist auto locksmiths. The cost of a spare key for this kind of lock could be as high as $100.
Another factor that will affect the cost of losing a key is where you live. If you are in a remote area it is likely that you will have to pay extra for service because the locksmith or tow truck has to travel a distance to arrive at. A locksmith will also charge extra for work that is done on weekends, holidays or after-hours.
The best way to cut down on the cost of a lost key is to have a spare key on hand, which can be kept at home or in your wallet. Keep your vehicle's registration or title documents on your person. These will be required to prove ownership should you need to contact the dealership to request a new key. You can also contact your roadside service for assistance. You might be able to obtain an interim replacement based on the conditions and terms of your roadside assistance service.
Time
Losing your car keys can be stressful, but you shouldn't panic. First, take a minute to search for your keys to your car in a convenient place like your pocket or purse. Then, go back through your day and try to recall where you might have put them keys. This will aid in determining if you've lost them or if they're still in your vehicle. If you're unable to locate your car keys, it might be time to purchase an alternative.
The majority of modern cars come with a remote key fob which uses the code to unlock and start the vehicle. This kind of key needs to be reprogrammed so that it works with your vehicle. This is typically the responsibility of an expert. Contact an auto locksmith to determine whether they can take care of this, and you will also need to bring evidence of ownership.
The traditional metal keys are much easier to replace than remote key fobs. They operate 100% mechanically and are not complex to duplicate, which is why a local locksmith can make you a new one on the spot in the event that you've lost one. They can also duplicate the ignition cylinder for your vehicle as an additional cost. However, if you want to backup your old-school car keys you can visit a hardware store specializing in automobiles and get copies of them quickly and inexpensively.
If your car keys begin to look worn out and you are thinking of replacing them, you should think about replacing them. The teeth on the keys and the lock cylinder can wear down due to the use of the keys over time which makes it difficult for them to align correctly with each other. If the key starts to get stuck in the lock, it's also a sign that it is time to replace it.
replacement keys may have to program the key if you have the latest model or luxury automobile. This is a complicated task that can be expensive and take a considerable amount of time to complete. It could be covered under the warranty on your car or insurance according to the model of your car.
Accessibility
Even if your driving is excellent, you can still lose your keys. This can be a major problem, especially if it happens at the worst time such as when you're at the supermarket or gas station and want to return home. There are a variety of options to replace your lost key. You can find an locksmith, call roadside assistance, or even your insurance company.
The first thing you'll need to do is determine what kind of car key you have. It's important to know that different cars use different keys. Some keys are old-fashioned and only lock using the key cylinder. Others have an electronic chip that communicates with the vehicle to unlock doors and also start the car. Certain keys can be replaced by an auto locksmith, however you may need to visit a dealership to order one from the manufacturer if yours is smart keys.
You must first read the manual, or call the dealer to get instructions on how to program the key to your vehicle. You'll need proof that you own the vehicle, and then wait a few extra days before your dealer can make an order for the replacement. This process could also require you to take your vehicle to a locksmith or service provider to get it programmed, so this isn't the best option for those with tight schedules or have limited mobility.
If you have a spare key the process is much simpler. You can purchase an online replacement key for your car at a cost that is affordable based on the model of your vehicle. If your keys are equipped with an electronic transponder or key fob, you'll need to see a qualified expert in order to program and replace them. Depending on the make and model you may have to take it at the dealer, or pay a locksmith to replace the key.
Another method of getting an updated car key is by using a bluetooth tracker. These tiny devices can be affixed to your keyring, and emit the signature, which can be retrieved using an iPhone with an application installed. The app will display the location of your key so you can locate it easily.
Insurance
Car insurance policies typically do not cover the cost of lost keys. However, there are some exceptions. Some of the top insurance companies, who are committed to ensuring customer satisfaction, provide additional insurance for things like lost keys. It's typically an extra cost, but it can be less expensive than paying out from pocket for the cost of replacing keys.
Whether or not insurance for cars covers lost keys depends on the specific policy and the deductible. The majority of traditional metal keys are easily replaced however, it could be more difficult if you have an electronic fob or smart key. These keys are laser-cut and utilize computer chips that transmit signals to your vehicle. They are therefore more difficult to replace than keys made of mechanical. Additionally, these types of keys are more expensive since you'll need to pay for locksmith services as well as the cost of a new key.
If you're looking to cut costs on a replacement key that's lost, consider using an auto club or roadside assistance. These services can offer locksmiths discounted rates and even pay the cost of the new key. Some of these companies offer emergency lockout service that is beneficial if you are in a hurry to get on the road.
Another option is to call your car dealer to see whether they can assist you. Many dealerships have locksmiths on staff, and they may be able to make you a new key at an affordable cost. If the dealer needs to purchase a new key for your specific model it could take several days. Keep all receipts and paperwork whatever method you decide to use. This will enable you to file a claim if needed with your insurance company.
The loss of your car keys is a frequent occurrence. It's not easy however it could occur to anyone. There are ways to avoid expensive consequences. While the cheapest and fastest method to replace lost keys to your car is to contact an authorized locksmith in your area, it's important to weigh the monetary benefits against the time involved and the possibility of deductible payments prior to filing a claim with your insurance company.